After spending a number of years working for several well-known firms in the financial services industry, I became keenly aware of the limitations, inflexibility and lack of objectivity that exists in the financial services marketplace. These issues compelled me to become an independent, fee-only advisor. I have been in this business since 1985. My focus is on financial planning services with a special emphasis on prudent investment management. I serve the long term investment needs of individuals, retirement plans and various types of trusts. I provide strategic asset allocation services utilizing primarily no-load mutual funds and exchange-traded funds (ETFs), and can tailor accounts for objectives from capital conservation and income to aggressive growth.
A Better Way to Reach Your Goals
What sets my approach apart is that it focuses all efforts on the goals of the client. I represent you, sort of like a buyer’s agent. Your best interests cannot be served if an advisor can’t be objective. And an advisor simply can’t be objective when he/she is being compensated by a company to sell their products. All commission-based financial advisors (i.e. salesmen) represent the company they are affiliated with; not you, which poses an inherent conflict of interest. It is important that you receive impartial and unbiased advice, and that you have access to high quality products and services with minimal cost and maximum flexibility. My goal is to improve the efficiency of your financial situation by providing objective information and advice regarding the management of your assets.
Fees
Fees are based on a percentage of assets under supervision/management. Fee schedule as follows:
Investment Management & Advisory Services: (includes any related financial planning services - minimum fee of $100/qtr or $400/yr)
After spending a number of years working for several well-known firms in the financial services industry, I became keenly aware of the limitations, inflexibility and lack of objectivity that exists in the financial services marketplace. These issues compelled me to become an independent, fee-only advisor. I have been in this business since 1985. My focus is on financial planning services with a special emphasis on prudent investment management. I serve the long term investment needs of individuals, retirement plans and various types of trusts. I provide strategic asset allocation services utilizing primarily no-load mutual funds and exchange-traded funds (ETFs), and can tailor accounts for objectives from capital conservation and income to aggressive growth.