“To invest successfully over a lifetime does not require a stratospheric IQ, unusual business insights, or inside information. What’s needed is a sound intellectual framework for making decisions and the ability to keep emotions from corroding that framework.” -- Warren Buffett
"Individuals who cannot master their emotions are ill-suited to profit from the investment process." -- Benjamin Graham
Following a disciplined process for managing your investments can add value by enhancing returns, reducing risk, and increasing the likelihood of achieving your goals. I believe in diversification and asset allocation. Diversifying an investment portfolio among several different asset classes and among different investment vehicles is an effective and proven technique for helping to reduce overall portfolio volatility and risk.
Our investment philosophy is based on five principles:
Asset allocation
Portfolio structure
Tax management
Continuous portfolio management
These principles work together to deliver a program that offers you diversification, coordination and management. Portfolios should be managed with strict adherence to jointly established guidelines.
Each portfolio is an individualized effort created to address short- and long-term needs and goals. Some portfolios are designed to reduce taxes or maximize current income potential; others are more oriented for growth.
To ensure I have all the most current and up-to-date information needed to develop and monitor your financial plan, I use the latest technological and information systems.
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Following a disciplined process for managing your investments can add value by enhancing returns, reducing risk, and increasing the likelihood of achieving your goals. I believe in diversification and asset allocation. Diversifying an investment portfolio among several different asset classes and among different investment vehicles is an effective and proven technique for helping to reduce overall portfolio volatility and risk.